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如何確認貸款公司的合法性？請檢查這兩項，第一：是否持有有效的營業執照或登記證，第二是否有固定的營業地點。只有確定是合法且正式註冊的貸款公司，才能安心借款。所有貸款若需重要證件都只能核對身分使用，若遇到向您索要正本超過半天或要求您寄出�

當鋪借款也是一種常見的貸款管道，比起其他貸款方式，當鋪的年利率通常較高，且借款人需要提供高價的貴重物品（如珠寶、電子產品等）作為抵押品。在當鋪評估物品的價值後，提供一定比例的現金。這種方式撥款迅速，但如果借款人未能按時還款，抵押品將�

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